Holdings Raises $7M to Launch All-in-One Nonprofit Finance Platform

A Fresh Perspective for Nonprofits

In the volatile world of nonprofit finance, organizations have learned to expect the unexpected. From sudden swings in donor behavior to economic upheavals like bank collapses, resilient nonprofits are always adapting. In that spirit, Holdings has taken a monumental step to support this vibrant sector with new funding, a visionary platform, and a commitment to serving mission-driven teams of every size and structure.

Why Nonprofits Deserve Better

Nonprofit work is full of paradoxes: huge missions, modest budgets; diverse funding, but countless strings attached. At every turn, your impact depends on your ability to do more with less—whether that’s tracking ten grants with one bank account, wrangling volunteers’ receipts, or providing detailed financials for an urgent grant application. But for most teams—especially those without dedicated finance staff—good money management tools are few and far between.

Holdings knows nonprofits cannot afford financial tools riddled with hidden fees, inflexible structures, or solutions that treat you like a business account with a different name. That’s why this latest round of investment means so much: it isn’t just about new features, but a new approach, built from the ground up to respect the way nonprofits actually work.

Turning Crisis Into Opportunity

The collapse of major banks like SVB threw uncertainty into the nonprofit finance world. Organizations of all types suddenly had to ask: “How safe is our cash, really? What happens if our bank can’t keep up?” These wake-up calls made it clear that nonprofits need their own brand of financial innovation—tools that serve missions, not just margins.

Rather than chasing the latest fintech fad, Holdings took a deliberate approach to building something lasting. That journey just received a fresh infusion of $7 million in capital, backing our commitment to deliver stability, transparency, and growth potential to the nonprofit sector.

Introducing the Next-Gen Financial Platform for Nonprofits

Holdings is designed to be more than a bank account. Think of it as your organization’s financial command center—one that adapts to you, no matter if you’re a scrappy startup, an advocacy group with a part-time bookkeeper, or a well-staffed nonprofit running Sage Intacct workflows.

It starts with a simple question: Why should your funding sit on the sidelines? Every dollar in your account could be making a difference. With Holdings, your balances work as hard as you do, earning a 2% return calculated daily—funding you can use for your next project, campaign, or emergency expense.

From Segmented Banking to Custom Bookkeeping

Every nonprofit faces the puzzle of keeping restricted and unrestricted funds clear, tracking grants separately, and making reporting easy for both internal stakeholders and external funders. Too often, that means a labyrinth of spreadsheets or countless hours spent toggling between software.

With Holdings, segmentation becomes effortless. Open virtual accounts in seconds to assign funding to specific grants, programs, or departments. Capture every expense at the source, so that reporting on the summer youth program, the food pantry, or the emergency fund doesn’t turn into a forensic investigation.

Banking Without Boundaries or Surprise Fees

For mission-focused teams, unexpected banking fees are more than a nuisance—they’re a direct hit to programs and people. Holdings delivers fee-free nonprofit banking, so there are no monthly account fees, no limits on transfers, and no unpleasant surprises at the end of the month. Every debit card transaction, every wire, every ACH transfer is as transparent as your own reporting.

Your team can open the account, deposit and withdraw funds, reimburse volunteers, or pay vendors—without having to worry about fee disclosures buried in the fine print.

Building With, Not Against, Your Favorite Tools

Every organization has its workflow. Maybe you’re an all-in-one QuickBooks shop running payroll and donor receipts from the same dashboard. Maybe you swear by Sage Intacct for smarter expense tracking and multi-program grant management. Holdings respects those choices.

Instead of forcing a rip-and-replace, Holdings delivers powerful, direct integrations with these best-in-class systems. If there’s no direct API yet, simple downloadable exports ensure you can get your finance data where you need it—fast. This flexibility means Holdings can be your primary financial home or your most trusted add-on.

Save Time, Every Day, With Streamlined Expense Control

Nonprofits thrive on agility. Whether it’s a program manager grabbing supplies on the go or a fundraising lead covering last-minute event expenses, tracking every purchase is a must—not an afterthought. But chasing receipts and flagging questionable reimbursements are not where your mission shines.

Holdings introduces modern virtual and physical debit cards—like safe, easy P-cards for everyone on your team. Set controls for each cardholder, tie spending to a fund or project, and watch expenses get tracked automatically by grant. No more passing around the company credit card. No more awkward conversations about missing receipts.

Preparing for Your Next Audit—Without the Stress

When compliance season arrives, you shouldn’t have to scramble. Because each transaction in Holdings is tagged to the right program, grant, or line item as it happens, your books stay clean and audit-ready all year. This eliminates manual sorting, reduces the chance for errors—or worse, forgotten expenses that could cost your nonprofit next year’s funding.

Your Nonprofit Partners, Not Just Your Bank

Nonprofit finance is unique. It’s about trust, transparency, and understanding that each dollar connects to real people and real outcomes. Holdings is led by a team that knows these realities firsthand, and our mission is to help nonprofits serve their own missions better.

Our leadership’s broad experience—shaped at financial powerhouses and nimble fintech companies alike—has taught us that the nonprofit sector is not a niche. It deserves purpose-built tools, ongoing support, and a seat at the table of financial innovation.

Growing Alongside the Missions That Matter Most

As our platform grows, so does our community of mission-driven organizations—grassroots teams securing their first major grant, multi-program agencies modernizing compliance, and sophisticated organizations demanding advanced integrations.

We see how financial complexity can spiral for even the leanest teams. That’s why we designed Holdings so you never outgrow it, whether you’re a one-program nonprofit or have a full-time CFO.

No Two Nonprofits Are Alike (And That’s the Point)

If you’re managing a volunteer-run animal rescue, juggling donated funds across several accounts, or operating a city-wide services network, your needs are different—sometimes in ways no “business bank” can comprehend.

Holdings’ platform supports this spectrum. Virtual accounts make it simple to split funding for shelter, health, and outreach programs. Expense controls keep field teams focused, not buried in paperwork. Seamless reporting gives your leadership and board exactly what they need, right when they need it.

From Day One, You’re Audit-Ready

For many, “audit” is a four-letter word. But it doesn’t have to be a cause for panic. Holdings automates bookkeeping tasks that usually require manual review or outside help. Our experienced team supports you in reconciling accounts, categorizing transactions, and ensuring everything is clean and compliant—so you’re always ready, with less stress and fewer surprises.

Next-Gen Features Made for Impact, Not Just Income

Exciting things are on the horizon. Soon, Holdings will roll out integrated accounting and bookkeeping tools, adding automation that surpasses what small nonprofits can access elsewhere. Your bank activity and bookkeeping will be tied directly together, freeing your team from tedious double-entry.

And just around the corner, enhanced invoicing and bill pay tools will help you manage both incoming funds and outgoing payments—all inside one secure platform, and all at no added cost.

Fee-Free, Unlimited, and Transparent—for Every Nonprofit

The traditional model says nonprofits should accept less: lower yields, more fees, fewer features. Holdings rejects that. With us, you get all the essentials—unlimited free transactions, debit cards with ATM and mobile wallet integration, and a 2% return on balances—no strings attached.

We believe your funding should fuel your mission, not pay for bank profits.

Real-Time Control and Clarity for Every Team Member

Think about the last time you had to follow up on spending: chasing down a forgotten receipt, waiting days for an approval, or matching gift card purchases to the right grant after the fact. With Holdings, real-time visibility is built in—leaders, program staff, and volunteers can see assigned budgets, track spending at the source, and make sure everyone stays on the same page.

That’s compliance, made easy.

Compliance Isn’t an Afterthought—It’s Automatic

Nonprofits juggle complex grant requirements, each with unique restrictions, reporting timelines, and categories. Rather than adding to your admin burden, Holdings automates compliance. Every card, transaction, and report is automatically labeled, exportable, and ready for board meetings or funder requests.

Bookkeeping Support for the Understaffed

Nonprofits aren’t always blessed with full finance teams, seasoned bookkeepers, or spare capacity for “extra” admin work. When you’re underwater, Holdings offers white-glove bookkeeping services—catching you up, cleaning up past mistakes, and providing ongoing support to keep your house in order.

Designed for Flexibility, Built for Control

Whether you want one financial tool to handle banking, tracking, and compliance—or just need to plug in better expense oversight alongside your existing workflow—Holdings adapts to you. Add virtual accounts, assign team cards, or simply export transaction data into your preferred system: the choice is always yours.

This flexibility is not just a technical promise; it’s a philosophy of empowerment.

No More Siloed Accounts or Spreadsheet Mayhem

Many nonprofits face the challenge of tracking multiple programs or grants with a single bank account. Spreadsheets explode with color-coding and pivot tables, and the risk of manual errors multiplies. Holdings’ automatic fund segmentation means every dollar is assigned from day one. Your finance lead—and your board—will thank you.

One Platform, Many Roles

Everyone in your organization benefits from Holdings. Operations staff gain clarity on program balances. Team members access safe, card-based spending for travel or materials, without waiting weeks for reimbursement. Executive directors and board leaders receive timely, accurate reporting they can trust—ready for that next meeting or grant deadline.

Reliable, Secure, and Mission-Aligned

Security is a top priority for nonprofits handling private donations, government grants, and sensitive participant information. Holdings employs robust protections for funds and data alike, keeping your organization safe from fraud, cyber threats, or simple accounting mishaps.

We know that stewardship matters. Our policies and platform reflect the trust you’ve built in your community.

Built by Experts Who Get It

Our leadership isn’t made up of distant bankers or sales types. We’re former CPAs, grant managers, finance leads, and technologists who know firsthand what it means to run a nonprofit, chase down receipts, and prepare for audits. This depth of real-world experience is why our tools are built with empathy—and why your feedback actively shapes what we build next.

No Barriers to Getting Started

Wondering if Holdings is for you? From the smallest grassroots collective to the largest service agency, our onboarding is frictionless. Set up your nonprofit account, customize your virtual funds, assign cards, and start reaping the benefits—no red tape, no waiting for weeks.

Our support team walks you through every feature that matters to you, and our documentation is clear, plain-English, and written for nonprofit teams, not accountants.

Streamlined Grant Tracking, Without Extra Work

Managing multiple restricted grants can quickly overwhelm even diligent organizations. Holdings makes it possible to assign funds, spending, and reporting at the grant level—so every donor dollar is used as intended, and every funder update is a breeze.

Team Spending Made Simple and Safe

Empower your staff and volunteers without losing oversight. With custom spending controls, every card can be limited to specific vendors, amounts, or times—all tied back to your chosen grant or program. This minimizes risk and ensures your mission dollars go where they’re intended.

Love Your Current Systems? That’s Okay!

We’re not here to replace tools you love or force you into an unfamiliar workflow. Holdings plays nicely with your accounting or CRM, offering direct integrations where available and CSV exports everywhere else. We believe in compatibility, not competition.

Scaling With You, at Any Stage

As your organization grows—adding more programs, unlocking new funding sources, hiring or expanding—Holdings grows with you. The same platform that helped a two-person team manage grant money can support a larger organization with complex, multi-fund bookkeeping. No expensive upgrade path, just new features and support when you need them.

Make Every Dollar Go Further

Nonprofits are masters of making the most out of every resource. Earnings from your 2% return can seed new projects, support program expansion, or provide a buffer for future needs. No effort required—just let your balances work as hard as you do.

Take Back Your Time (and Sanity)

Your nonprofit’s time is best spent on mission-driven work, not reconciling spreadsheets at midnight, manually sorting receipts, or playing phone tag with your bank. Holdings automates tedious tasks so you can focus on what matters.

Ready for Your Next Stage—No Matter Your Size

Tiny organizations, grassroots efforts, established agencies, or CFO-led teams—every nonprofit should have access to powerful, flexible tools without big-bank barriers or hidden costs.

Holdings is ready to support you—no matter where you start or where your mission takes you.

Experienced Support That Feels Like a Partner

We see ourselves as part of your team, not just another vendor. Our client support is fast, friendly, and understands the unique world of nonprofit finance. If you’re ever stuck, we’ll help you find solutions, connect you with resources, or just listen when you need advice.

Looking Ahead: A Platform Built With You, For You

As we evolve, Holdings will keep building features that matter to nonprofits above all else—developed hand-in-hand with those who use them most. Your feedback, needs, and challenges inform every product decision.

Join the Era of Modern Nonprofit Finance

No matter your mission, budget, or experience level, Holdings strives to be the smartest, safest, and simplest way for nonprofits to manage money. This new round of funding is a signal to the entire sector: you deserve financial tools that keep up with your dedication.

Sign up today and experience the future of nonprofit finance—built around you, your team, and your mission.